QID #26108
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which statement best explains Browser?
A
Separate copy of data maintained for recovery
B
Application used to access and navigate web resources
C
Uniform Resource Locator identifying the address of a web resource
D
Domain Name System translating domain names into IP addresses
Correct Answer: B. Application used to access and navigate web resources
Question: Which statement best explains Browser?
A. Separate copy of data maintained for recovery
B. Application used to access and navigate web resources
C. Uniform Resource Locator identifying the address of a web resource
D. Domain Name System translating domain names into IP addresses
Correct Answer: B. Application used to access and navigate web resources
Explanation: Browser: Application used to access and navigate web resources
QID #26107
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which of the following is best described as: Application used to access and navigate web resources
A
Browser
B
ROM
C
Spreadsheet
D
HTTP
Correct Answer: A. Browser
Question: Which of the following is best described as: Application used to access and navigate web resources
A. Browser
B. ROM
C. Spreadsheet
D. HTTP
Correct Answer: A. Browser
Explanation: The correct answer is Browser. Application used to access and navigate web resources
QID #26106
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which statement best explains Operating system?
A
Fraudulent attempt to obtain sensitive information by impersonating a trusted source
B
System software managing hardware resources and providing services to applications
C
Non-volatile memory typically storing permanent or semi-permanent instructions
D
Central processing unit that executes instructions
Correct Answer: B. System software managing hardware resources and providing services to applications
Question: Which statement best explains Operating system?
A. Fraudulent attempt to obtain sensitive information by impersonating a trusted source
B. System software managing hardware resources and providing services to applications
C. Non-volatile memory typically storing permanent or semi-permanent instructions
D. Central processing unit that executes instructions
Correct Answer: B. System software managing hardware resources and providing services to applications
Explanation: Operating system: System software managing hardware resources and providing services to applications
QID #26105
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which of the following is best described as: System software managing hardware resources and providing services to applications
A
Cloud computing
B
CPU
C
URL
D
Operating system
Correct Answer: D. Operating system
Question: Which of the following is best described as: System software managing hardware resources and providing services to applications
A. Cloud computing
B. CPU
C. URL
D. Operating system
Correct Answer: D. Operating system
Explanation: The correct answer is Operating system. System software managing hardware resources and providing services to applications
QID #26104
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which statement best explains ROM?
A
Non-volatile memory typically storing permanent or semi-permanent instructions
B
System software managing hardware resources and providing services to applications
C
Security mechanism controlling network traffic according to rules
D
Central processing unit that executes instructions
Correct Answer: A. Non-volatile memory typically storing permanent or semi-permanent instructions
Question: Which statement best explains ROM?
A. Non-volatile memory typically storing permanent or semi-permanent instructions
B. System software managing hardware resources and providing services to applications
C. Security mechanism controlling network traffic according to rules
D. Central processing unit that executes instructions
Correct Answer: A. Non-volatile memory typically storing permanent or semi-permanent instructions
Explanation: ROM: Non-volatile memory typically storing permanent or semi-permanent instructions
QID #26103
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which of the following is best described as: Non-volatile memory typically storing permanent or semi-permanent instructions
A
Backup
B
ROM
C
HTTP
D
Firewall
Correct Answer: B. ROM
Question: Which of the following is best described as: Non-volatile memory typically storing permanent or semi-permanent instructions
A. Backup
B. ROM
C. HTTP
D. Firewall
Correct Answer: B. ROM
Explanation: The correct answer is ROM. Non-volatile memory typically storing permanent or semi-permanent instructions
QID #26102
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which statement best explains RAM?
A
Numerical identifier used by devices on an IP network
B
Volatile primary memory used for active programs and data
C
Delivery of computing resources over a network on demand
D
Application organized in cells for calculation, analysis and tabular data
Correct Answer: B. Volatile primary memory used for active programs and data
Question: Which statement best explains RAM?
A. Numerical identifier used by devices on an IP network
B. Volatile primary memory used for active programs and data
C. Delivery of computing resources over a network on demand
D. Application organized in cells for calculation, analysis and tabular data
Correct Answer: B. Volatile primary memory used for active programs and data
Explanation: RAM: Volatile primary memory used for active programs and data
QID #26101
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which of the following is best described as: Volatile primary memory used for active programs and data
A
Phishing
B
Spreadsheet
C
RAM
D
Malware
Correct Answer: C. RAM
Question: Which of the following is best described as: Volatile primary memory used for active programs and data
A. Phishing
B. Spreadsheet
C. RAM
D. Malware
Correct Answer: C. RAM
Explanation: The correct answer is RAM. Volatile primary memory used for active programs and data
QID #26100
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which statement best explains CPU?
A
Domain Name System translating domain names into IP addresses
B
Fraudulent attempt to obtain sensitive information by impersonating a trusted source
C
Central processing unit that executes instructions
D
Numerical identifier used by devices on an IP network
Correct Answer: C. Central processing unit that executes instructions
Question: Which statement best explains CPU?
A. Domain Name System translating domain names into IP addresses
B. Fraudulent attempt to obtain sensitive information by impersonating a trusted source
C. Central processing unit that executes instructions
D. Numerical identifier used by devices on an IP network
Correct Answer: C. Central processing unit that executes instructions
Explanation: CPU: Central processing unit that executes instructions
QID #26099
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Computer Applications Sectional Test 2026 Medium
Which of the following is best described as: Central processing unit that executes instructions
A
URL
B
Encryption
C
Database
D
CPU
Correct Answer: D. CPU
Question: Which of the following is best described as: Central processing unit that executes instructions
A. URL
B. Encryption
C. Database
D. CPU
Correct Answer: D. CPU
Explanation: The correct answer is CPU. Central processing unit that executes instructions
QID #26098
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which statement best explains Moral hazard?
A
Principle by which multiple insurers sharing the same risk contribute to an indemnity loss
B
Change in behavior or risk arising because protection from loss exists
C
Consideration paid for insurance coverage
D
Principle of restoring insured to approximately the financial position before loss, subject to policy terms
Correct Answer: B. Change in behavior or risk arising because protection from loss exists
Question: Which statement best explains Moral hazard?
A. Principle by which multiple insurers sharing the same risk contribute to an indemnity loss
B. Change in behavior or risk arising because protection from loss exists
C. Consideration paid for insurance coverage
D. Principle of restoring insured to approximately the financial position before loss, subject to policy terms
Correct Answer: B. Change in behavior or risk arising because protection from loss exists
Explanation: Moral hazard: Change in behavior or risk arising because protection from loss exists
QID #26097
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which of the following is best described as: Change in behavior or risk arising because protection from loss exists
A
Contribution
B
Indemnity
C
Moral hazard
D
Insured
Correct Answer: C. Moral hazard
Question: Which of the following is best described as: Change in behavior or risk arising because protection from loss exists
A. Contribution
B. Indemnity
C. Moral hazard
D. Insured
Correct Answer: C. Moral hazard
Explanation: The correct answer is Moral hazard. Change in behavior or risk arising because protection from loss exists
QID #26096
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which statement best explains IRDAI?
A
Entity that undertakes insurance risk
B
Insurance covering risks associated with human life
C
Person or property whose risk is covered
D
Insurance Regulatory and Development Authority of India
Correct Answer: D. Insurance Regulatory and Development Authority of India
Question: Which statement best explains IRDAI?
A. Entity that undertakes insurance risk
B. Insurance covering risks associated with human life
C. Person or property whose risk is covered
D. Insurance Regulatory and Development Authority of India
Correct Answer: D. Insurance Regulatory and Development Authority of India
Explanation: IRDAI: Insurance Regulatory and Development Authority of India
QID #26095
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which of the following is best described as: Insurance Regulatory and Development Authority of India
A
Insurer
B
Deductible
C
IRDAI
D
Indemnity
Correct Answer: C. IRDAI
Question: Which of the following is best described as: Insurance Regulatory and Development Authority of India
A. Insurer
B. Deductible
C. IRDAI
D. Indemnity
Correct Answer: C. IRDAI
Explanation: The correct answer is IRDAI. Insurance Regulatory and Development Authority of India
QID #26094
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which statement best explains Annuity?
A
Risk-transfer arrangement under which an insurer provides financial protection in return for premium
B
Insurance Regulatory and Development Authority of India
C
Series of periodic payments often used for retirement income
D
Consideration paid for insurance coverage
Correct Answer: C. Series of periodic payments often used for retirement income
Question: Which statement best explains Annuity?
A. Risk-transfer arrangement under which an insurer provides financial protection in return for premium
B. Insurance Regulatory and Development Authority of India
C. Series of periodic payments often used for retirement income
D. Consideration paid for insurance coverage
Correct Answer: C. Series of periodic payments often used for retirement income
Explanation: Annuity: Series of periodic payments often used for retirement income
QID #26093
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which of the following is best described as: Series of periodic payments often used for retirement income
A
Annuity
B
Indemnity
C
Moral hazard
D
Proximate cause
Correct Answer: A. Annuity
Question: Which of the following is best described as: Series of periodic payments often used for retirement income
A. Annuity
B. Indemnity
C. Moral hazard
D. Proximate cause
Correct Answer: A. Annuity
Explanation: The correct answer is Annuity. Series of periodic payments often used for retirement income
QID #26092
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which statement best explains Term insurance?
A
Insurance Regulatory and Development Authority of India
B
Life cover for a specified period, generally without savings component
C
Person or property whose risk is covered
D
Financial or legal relationship giving a person a legitimate interest in preservation of insured subject matter
Correct Answer: B. Life cover for a specified period, generally without savings component
Question: Which statement best explains Term insurance?
A. Insurance Regulatory and Development Authority of India
B. Life cover for a specified period, generally without savings component
C. Person or property whose risk is covered
D. Financial or legal relationship giving a person a legitimate interest in preservation of insured subject matter
Correct Answer: B. Life cover for a specified period, generally without savings component
Explanation: Term insurance: Life cover for a specified period, generally without savings component
QID #26091
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which of the following is best described as: Life cover for a specified period, generally without savings component
A
Term insurance
B
Insurer
C
Life insurance
D
Sum assured
Correct Answer: A. Term insurance
Question: Which of the following is best described as: Life cover for a specified period, generally without savings component
A. Term insurance
B. Insurer
C. Life insurance
D. Sum assured
Correct Answer: A. Term insurance
Explanation: The correct answer is Term insurance. Life cover for a specified period, generally without savings component
QID #26090
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which statement best explains General insurance?
A
Dominant effective cause used to determine whether a loss falls within policy coverage
B
Non-life insurance such as motor, fire, marine and health categories
C
Entity that undertakes insurance risk
D
Risk-transfer arrangement under which an insurer provides financial protection in return for premium
Correct Answer: B. Non-life insurance such as motor, fire, marine and health categories
Question: Which statement best explains General insurance?
A. Dominant effective cause used to determine whether a loss falls within policy coverage
B. Non-life insurance such as motor, fire, marine and health categories
C. Entity that undertakes insurance risk
D. Risk-transfer arrangement under which an insurer provides financial protection in return for premium
Correct Answer: B. Non-life insurance such as motor, fire, marine and health categories
Explanation: General insurance: Non-life insurance such as motor, fire, marine and health categories
QID #26089
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC Insurance Sectional Test 2026 Medium
Which of the following is best described as: Non-life insurance such as motor, fire, marine and health categories
A
Annuity
B
Insurance
C
Insured
D
General insurance
Correct Answer: D. General insurance
Question: Which of the following is best described as: Non-life insurance such as motor, fire, marine and health categories
A. Annuity
B. Insurance
C. Insured
D. General insurance
Correct Answer: D. General insurance
Explanation: The correct answer is General insurance. Non-life insurance such as motor, fire, marine and health categories
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