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UPSC EPFO APFC 2026 Mock Test Series with Answers | Military Brat Defence Academy
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Series: UPSC EPFO APFC 2026 Mock Test Series
QID #27088
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which of the following is best described as: Income and support mechanisms intended to protect persons in old age
A
Pensionable service
B
Old-age security
C
EPFO
D
Employee State Insurance
Correct Answer: B. Old-age security
Question: Which of the following is best described as: Income and support mechanisms intended to protect persons in old age
A. Pensionable service
B. Old-age security
C. EPFO
D. Employee State Insurance
Correct Answer: B. Old-age security
Explanation: The correct answer is Old-age security. Income and support mechanisms intended to protect persons in old age
QID #27087
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which statement best explains Outsourcing?
A
Contracting a business process to an external provider
B
Investment involving lasting interest and significant influence in an enterprise abroad
C
Production process in which stages are located across multiple countries
D
Increasing cross-border integration of economies, societies, technology and information
Correct Answer: A. Contracting a business process to an external provider
Question: Which statement best explains Outsourcing?
A. Contracting a business process to an external provider
B. Investment involving lasting interest and significant influence in an enterprise abroad
C. Production process in which stages are located across multiple countries
D. Increasing cross-border integration of economies, societies, technology and information
Correct Answer: A. Contracting a business process to an external provider
Explanation: Outsourcing: Contracting a business process to an external provider
QID #27086
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which of the following is best described as: Events that cannot occur simultaneously
A
Sample
B
Mutually exclusive events
C
Variance
D
Coefficient of variation
Correct Answer: B. Mutually exclusive events
Question: Which of the following is best described as: Events that cannot occur simultaneously
A. Sample
B. Mutually exclusive events
C. Variance
D. Coefficient of variation
Correct Answer: B. Mutually exclusive events
Explanation: The correct answer is Mutually exclusive events. Events that cannot occur simultaneously
QID #27085
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which statement best explains Insurable interest?
A
Financial or legal relationship giving a person a legitimate interest in preservation of insured subject matter
B
Principle by which multiple insurers sharing the same risk contribute to an indemnity loss
C
Risk-transfer arrangement under which an insurer provides financial protection in return for premium
D
Series of periodic payments often used for retirement income
Correct Answer: A. Financial or legal relationship giving a person a legitimate interest in preservation of insured subject matter
Question: Which statement best explains Insurable interest?
A. Financial or legal relationship giving a person a legitimate interest in preservation of insured subject matter
B. Principle by which multiple insurers sharing the same risk contribute to an indemnity loss
C. Risk-transfer arrangement under which an insurer provides financial protection in return for premium
D. Series of periodic payments often used for retirement income
Correct Answer: A. Financial or legal relationship giving a person a legitimate interest in preservation of insured subject matter
Explanation: Insurable interest: Financial or legal relationship giving a person a legitimate interest in preservation of insured subject matter
QID #27084
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which statement best explains Proximate cause?
A
Insurance purchased by an insurer to transfer part of its own risk
B
Dominant effective cause used to determine whether a loss falls within policy coverage
C
Change in behavior or risk arising because protection from loss exists
D
Non-life insurance such as motor, fire, marine and health categories
Correct Answer: B. Dominant effective cause used to determine whether a loss falls within policy coverage
Question: Which statement best explains Proximate cause?
A. Insurance purchased by an insurer to transfer part of its own risk
B. Dominant effective cause used to determine whether a loss falls within policy coverage
C. Change in behavior or risk arising because protection from loss exists
D. Non-life insurance such as motor, fire, marine and health categories
Correct Answer: B. Dominant effective cause used to determine whether a loss falls within policy coverage
Explanation: Proximate cause: Dominant effective cause used to determine whether a loss falls within policy coverage
QID #27083
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which of the following is best described as: Salary measure used according to scheme rules for pension calculation
A
Pensionable service
B
Transfer claim
C
KYC
D
Pensionable salary
Correct Answer: D. Pensionable salary
Question: Which of the following is best described as: Salary measure used according to scheme rules for pension calculation
A. Pensionable service
B. Transfer claim
C. KYC
D. Pensionable salary
Correct Answer: D. Pensionable salary
Explanation: The correct answer is Pensionable salary. Salary measure used according to scheme rules for pension calculation
QID #27082
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which of the following is correctly associated with Power and procedure for amendment of the Constitution?
A
Article 14
B
Twelfth Schedule
C
Article 368
D
Article 17
Correct Answer: C. Article 368
Question: Which of the following is correctly associated with Power and procedure for amendment of the Constitution?
A. Article 14
B. Twelfth Schedule
C. Article 368
D. Article 17
Correct Answer: C. Article 368
Explanation: Article 368 deals with constitutional amendment.
QID #27081
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which of the following is best described as: Secretary-General of the United Nations
A
RBI Governor Sanjay Malhotra
B
General Anil Chauhan
C
Tedros Adhanom Ghebreyesus
D
António Guterres
Correct Answer: D. António Guterres
Question: Which of the following is best described as: Secretary-General of the United Nations
A. RBI Governor Sanjay Malhotra
B. General Anil Chauhan
C. Tedros Adhanom Ghebreyesus
D. António Guterres
Correct Answer: D. António Guterres
Explanation: The correct answer is António Guterres. Secretary-General of the United Nations
QID #27080
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which of the following is best described as: Relocating business activities to another country
A
Free trade agreement
B
Globalization
C
World Trade Organization
D
Offshoring
Correct Answer: D. Offshoring
Question: Which of the following is best described as: Relocating business activities to another country
A. Free trade agreement
B. Globalization
C. World Trade Organization
D. Offshoring
Correct Answer: D. Offshoring
Explanation: The correct answer is Offshoring. Relocating business activities to another country
QID #27079
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which word best matches the meaning 'reduce'?
A
mitigate
B
intensify
C
ignore
D
announce
Correct Answer: A. mitigate
Question: Which word best matches the meaning 'reduce'?
A. mitigate
B. intensify
C. ignore
D. announce
Correct Answer: A. mitigate
Explanation: 'mitigate' means reduce.
QID #27078
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which of the following is correctly associated with Union, State and Concurrent Lists?
A
Seventh Schedule
B
Twelfth Schedule
C
Article 16
D
Article 76
Correct Answer: A. Seventh Schedule
Question: Which of the following is correctly associated with Union, State and Concurrent Lists?
A. Seventh Schedule
B. Twelfth Schedule
C. Article 16
D. Article 76
Correct Answer: A. Seventh Schedule
Explanation: The Seventh Schedule distributes legislative subjects through Union, State and Concurrent Lists.
QID #27077
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which statement best explains Ellora Caves?
A
Old form of Hindustani classical vocal music
B
13th-century temple in Odisha dedicated to Surya
C
Rock-cut cave complex in Maharashtra containing Buddhist, Hindu and Jain monuments
D
Temple group in Madhya Pradesh associated mainly with the Chandela rulers
Correct Answer: C. Rock-cut cave complex in Maharashtra containing Buddhist, Hindu and Jain monuments
Question: Which statement best explains Ellora Caves?
A. Old form of Hindustani classical vocal music
B. 13th-century temple in Odisha dedicated to Surya
C. Rock-cut cave complex in Maharashtra containing Buddhist, Hindu and Jain monuments
D. Temple group in Madhya Pradesh associated mainly with the Chandela rulers
Correct Answer: C. Rock-cut cave complex in Maharashtra containing Buddhist, Hindu and Jain monuments
Explanation: Ellora Caves: Rock-cut cave complex in Maharashtra containing Buddhist, Hindu and Jain monuments
QID #27076
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which statement best explains Employee State Insurance?
A
Benefit payable to eligible dependants after death of a covered person
B
Member declaration identifying person or persons entitled to receive specified benefits on death
C
Periodic contribution credited to an employee's provident-fund account under applicable rules
D
Social insurance system providing specified medical and cash benefits to covered employees
Correct Answer: D. Social insurance system providing specified medical and cash benefits to covered employees
Question: Which statement best explains Employee State Insurance?
A. Benefit payable to eligible dependants after death of a covered person
B. Member declaration identifying person or persons entitled to receive specified benefits on death
C. Periodic contribution credited to an employee's provident-fund account under applicable rules
D. Social insurance system providing specified medical and cash benefits to covered employees
Correct Answer: D. Social insurance system providing specified medical and cash benefits to covered employees
Explanation: Employee State Insurance: Social insurance system providing specified medical and cash benefits to covered employees
QID #27075
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Rowlatt Act is correctly associated with which of the following?
A
1919
B
1930
C
1916
D
1905
Correct Answer: A. 1919
Question: Rowlatt Act is correctly associated with which of the following?
A. 1919
B. 1930
C. 1916
D. 1905
Correct Answer: A. 1919
Explanation: The Rowlatt Act was enacted in 1919.
QID #27074
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which of the following is best described as: Sustained rise in the general price level
A
Monetary policy
B
Inflation
C
Wholesale Price Index
D
Indirect tax
Correct Answer: B. Inflation
Question: Which of the following is best described as: Sustained rise in the general price level
A. Monetary policy
B. Inflation
C. Wholesale Price Index
D. Indirect tax
Correct Answer: B. Inflation
Explanation: The correct answer is Inflation. Sustained rise in the general price level
QID #27073
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which statement best explains Lockout?
A
Industrial-relations mechanism involving government, employers and workers
B
Temporary closing or suspension of work by an employer during an industrial dispute
C
Concerted stoppage or refusal to work by workers as an industrial action
D
Bipartite workplace body intended to promote amity and good relations between employer and workers
Correct Answer: B. Temporary closing or suspension of work by an employer during an industrial dispute
Question: Which statement best explains Lockout?
A. Industrial-relations mechanism involving government, employers and workers
B. Temporary closing or suspension of work by an employer during an industrial dispute
C. Concerted stoppage or refusal to work by workers as an industrial action
D. Bipartite workplace body intended to promote amity and good relations between employer and workers
Correct Answer: B. Temporary closing or suspension of work by an employer during an industrial dispute
Explanation: Lockout: Temporary closing or suspension of work by an employer during an industrial dispute
QID #27072
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
What does the idiom 'burn the midnight oil' mean?
A
work or study late into the night
B
act without thinking
C
avoid responsibility
D
repeat the same error
Correct Answer: A. work or study late into the night
Question: What does the idiom 'burn the midnight oil' mean?
A. work or study late into the night
B. act without thinking
C. avoid responsibility
D. repeat the same error
Correct Answer: A. work or study late into the night
Explanation: 'burn the midnight oil' means work or study late into the night.
QID #27071
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Gas essential for aerobic respiration is correctly associated with which of the following?
A
oxygen
B
K
C
newton
D
watt
Correct Answer: A. oxygen
Question: Gas essential for aerobic respiration is correctly associated with which of the following?
A. oxygen
B. K
C. newton
D. watt
Correct Answer: A. oxygen
Explanation: Oxygen is required for aerobic respiration.
QID #27070
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Medium
Which of the following is best described as: Assets = Liabilities + Equity
A
Bad debt
B
Working capital
C
Accounting equation
D
Income statement
Correct Answer: C. Accounting equation
Question: Which of the following is best described as: Assets = Liabilities + Equity
A. Bad debt
B. Working capital
C. Accounting equation
D. Income statement
Correct Answer: C. Accounting equation
Explanation: The correct answer is Accounting equation. Assets = Liabilities + Equity
QID #27069
UPSC UPSC EPFO APFC 2026 Mock Test Series UPSC EPFO APFC 2026 Full-Length Mock Test 6 Easy
Find the next number: 7, 14, 21, 28, ?
A
35
B
37
C
33
D
70
Correct Answer: A. 35
Question: Find the next number: 7, 14, 21, 28, ?
Correct Answer: A. 35
Explanation: The pattern is add 7; next term is 35.
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